Borrow
Borrow against your crypto without selling it.
Use AVAX and other assets as collateral on Aave or Benqi and borrow against them. Wyro keeps your health rate, utilization, and rates in one view so you can repay or add collateral in time.
Keep an eye on one number.
Each protocol sets a liquidation threshold. Cross it and part of your collateral can be sold, with a penalty. A higher health rate means more room.
Check the collateral rules before you supply. See your new health rate before you confirm the borrow. Repay or add collateral whenever you need to.
USDCBorrow calculator
Check your borrow limit, health, and liquidation price before you borrow.
≈ $8,650 at $8.65
You borrow
2,352.80 USDC
≈ $2,353 at 6.89% variable APR on Aave
Liquidation starts below 1.0. The app shows green from 2.0 and orange from 1.0.
Health is collateral × liquidation threshold ÷ debt. LTV, thresholds, and penalties were read on-chain and rates from Aave on Avalanche as of November 4, 2026. Rates are variable and prices move; if health drops below 1, part of your collateral can be sold at a penalty. Not financial advice.
Borrow at a glance
Good to know. Borrowing is provided by Aave and Benqi. If the value of your collateral falls, it can be liquidated. Rates are variable. Wyro doesn’t lend or hold your funds.
Borrow
- Protocols
- Aave V3 and Benqi on Avalanche
- Rates
- Variable, set by each protocol
- Main risk
- Liquidation if collateral value falls
FAQ
Borrow: common questions
Something else? Visit support or email us.
Does Wyro lend me money?
No. Borrowing is provided by the Aave and Benqi smart contracts. Wyro is an interface that helps you supply collateral and borrow from them.
What is a health rate?
A measure of how safe your position is. Above the threshold, you’re fine; as it approaches the threshold, your collateral is at risk of liquidation.
Can I repay early?
Yes. You can repay part or all of your debt at any time, plus accrued interest.
Guides
Borrow guides
Go deeper with step-by-step guides.
Guides6 min read
How to borrow against AVAX without getting liquidated
How borrowing against AVAX works on Aave and Benqi: LTV, liquidation threshold, health factor, variable rates, what liquidation costs, and how to keep a buffer.
Guides7 min read
Aave vs Benqi on Avalanche: lending and borrowing
Aave vs Benqi on Avalanche: how supplying, borrow limits, AVAX handling, and liquidation differ, the risks they share, and how to compare both in Wyro.
Guides6 min read
How to trade Hyperliquid perps from an Avalanche wallet
Trade Hyperliquid perps from an Avalanche wallet where available. Deposit USDC, approve an agent key, set leverage, and understand funding and liquidation.
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